Sage Circle – Trusted Asset Management for Families

Why Sage Circle

A Partner You Can Trust

Every family deserves a trusted partner to bring clarity, structure, and confidence to their financial journey. From organising today's finances to preparing for tomorrow, we are with you every step of the way.

Trusted partnership — financial advisory

👨‍👩‍👧 Family-First Approach

Every family's needs are different. Our advisors are trained to understand your Goals, Responsibilities, and Priorities — and these are the main considerations when we design your investment strategy and implementation plan.

🎓 Trusted Expertise

Our team brings together expertise across financial planning, investments, taxation, compliance, estate planning, and succession — ensuring every recommendation considers your family's complete financial picture.

🤝 End-to-End Support

From financial visibility and KYC updates to portfolio planning, documentation, inheritance, and ongoing reviews — we help keep every piece connected.

📞 Relationship Manager

More than a point of contact, your Relationship Manager understands your family's financial picture and coordinates every aspect of your investment journey with Sage Circle.

Our Offerings

Transparent Plans for Every Family

Choose the level of support that fits your family's needs. All plans include a complimentary first consultation.

Annual Plan

SageCircle Privilege Access

₹12,499 / year

Consolidated assets register
Free IT returns filing
Identifying lost assets
Investment management with quarterly review
Discount on other transactional services
Regular market updates

To know more →

À la carte

Pay per service

Transactional Services

IT returns & queries
Demat of shares / mutual funds
Will / trust / gift deeds
KYC / nomination updates
Investment management with quarterly review
Transfer of assets on inheritance
Affidavits / legal heir certificates
Gazette notifications

To know more →

Annual Plan

Privilege Access for NRIs

₹57,499 / year

Property caretaking services
Broker coordination
Tenant shift in and out
Property maintenance assistance
Rental agreements
Society & property taxes
Free IT returns filing in India
Investment management with quarterly review in India
Discount on other transactional services
Regular market updates

To know more →

All plans begin with a free, no-obligation consultation. Pricing shared after understanding your needs.

The People Behind Sage Circle

Meet the Team

We are a deeply committed team — each of us driven by the belief that every family deserves clarity, continuity, and confidence in their financial legacy.

Jeevanshu Soni

A seasoned business leader with 30+ years of experience, having held leadership roles at Intel, Microsoft, Sify, and Wipro. He co-founded Baobab Clean Technologies and drove enterprise growth at Samarth Eldercare. He specialises in building ideas from the drawing board into scalable, viable businesses.

Punjab Engineering College · UBS, Punjab University

Gaurav Agarwal

With 30+ years spanning banking, telecom, and eldercare, Gaurav has held leadership roles at Citi, Standard Chartered, and Siemens. As a founding leader at Samarth Eldercare, he helped create one of India's first comprehensive at-home elder support platforms, built around dignity, safety, and convenience.

MIT Manipal · FMS Delhi

Sonu Gosain Soni

An accomplished professional with 25 years of experience in business strategy, revenue enhancement, and client relationship management. She has managed high-value businesses with Microsoft, Cisco, HP, and Sun Microsystems, and serves as an Independent Director of a publicly listed company.

Punjab Engineering College · IIM, Bangalore

Dipti Sinha

With extensive experience at the intersection of people, processes, and problem-solving, Dipti has supported 200+ families across India through critical life transitions — resolving complex challenges with structure, empathy, and clarity. Her background in operations and client experience helps her build practical, human-centred solutions.

Delhi University

* All our investment advisors are NISM certified as per SEBI requirements.

Frequently Asked Questions

Your Questions, Answered

Everything you need to know about how Sage Circle works — and how we can help your family.

About Sage Circle

Sage Circle helps Indian families take control of their financial lives — without the stress of navigating complex paperwork, government portals, or investment decisions alone. We handle KYC updates, recover forgotten or unclaimed assets, rebalance investment portfolios, and help families plan for a smooth transfer of wealth to the next generation.

We primarily serve retirees, senior citizens, and their families — especially those who feel overwhelmed by financial paperwork, have investments scattered across multiple places, or want to ensure their assets are properly organised for their loved ones. If you're an adult child trying to help your parents get their finances in order, we're here for you too.

Our office is in Sector 43, Gurugram. We currently serve clients in 23 cities across India. For families based outside of Delhi NCR, we are able to work remotely over phone and video calls, and rely on our local partners for on-site coordination. Reach out and we'll let you know how we can help.

Most banks and advisors focus on selling financial products. We don't. Sage Circle is a service-first firm — our job is to organise, protect, and simplify your financial life. We work exclusively with families, take a hands-on approach to paperwork and follow-up, and assign you a dedicated relationship manager who stays with you for the long term.

Fees & Trust

We follow a transparent model. We have an annual membership which includes some free services, good practices we recommend, as well as discounted pricing on transactional services. If you only need a single transaction, case-based pricing is also available. During your free initial consultation, we will clearly explain the fees applicable to your situation before any engagement begins. There are no surprises.

Yes. Sage Circle operates in compliance with applicable regulations. All investment-related services are provided by our advisors, who are NISM certified as per SEBI requirements. We are happy to share our credentials during your first consultation.

We treat every family's information with the strictest confidentiality. Your data is never shared with third parties without your explicit consent.

Services

Unclaimed assets are financial holdings that have been inactive or forgotten — old fixed deposits, dormant savings accounts, unclaimed dividends, PPF accounts, insurance maturity proceeds, or EPF balances from previous employers. In India, billions of rupees sit unclaimed in government and institutional accounts every year. We systematically trace, verify, and file the necessary claims on your behalf to recover what is rightfully yours.

Absolutely — this is one of the most common situations we see. We start by mapping out everything you hold across all institutions, then work with you to consolidate and rebalance in a way that suits your current income needs, risk comfort, and goals for your family's future.

Yes. Ensuring nominations are updated and legally sound across all financial assets — bank accounts, mutual funds, insurance policies, PPF, and more — is one of the most important things a family can do. We handle the entire process, institution by institution, so nothing is missed.

We strongly recommend every family have a will in place, and we regularly guide families through this process. While we work closely with legal professionals for will drafting and registration, we coordinate the entire process for you — from understanding your wishes to ensuring your assets are properly nominated and structured to match your intentions.

We are deeply sorry for your loss. Yes — helping families navigate the financial aftermath of losing a loved one is one of our most important services. We handle the transfer of assets, closure of accounts, insurance claims, and all the associated paperwork, so your family can focus on healing rather than bureaucracy.

Getting Started

Yes, completely free and without any obligation. In the first conversation — which typically lasts 30 to 45 minutes — we simply listen. We try to understand your situation, the challenges you're facing, and what you're hoping to achieve. You can ask us anything. At the end, we'll share our honest assessment of how we can help.

Nothing formal is required. If you have a rough sense of where your investments and accounts are held, that's helpful — but even if you don't, we can help you piece it together. Many clients come to us saying "I don't even know where to start" and that is perfectly fine.

Absolutely, and we actively encourage it. Many of our clients find it helpful to have a trusted family member present, both for reassurance and to help with follow-ups. We're happy to work with the whole family.

Our method is to first consolidate a list of all known assets and resolve any specific concerns — such as KYC, nominee, or name transfer issues for bank FDs and property. We then check various resources for any unclaimed assets, and our experience is that we almost always find something. Before mid-2005, most investments were paper-based and families did not openly discuss finances — yet almost all employed individuals invested in government saving schemes. We help uncover these. We then review the overall portfolio and share suggestions for further optimisation.

Peace of Mind, At Every Stage of Life

A Partner You Can Trust

👨‍👩‍👧 Family-First Approach

🎓 Trusted Expertise

🤝 End-to-End Support

📞 Relationship Manager

Simple. Clear. Four Steps.

Consultation

Financial Review

Personalised Plan

Ongoing Support

From the Sage Circle Desk

Words from Those We Serve

Transparent Plans for Every Family

Self-Service Checklists & Links

Meet the Team

Your Questions, Answered

We're Here to Help

Book a Free Consultation